Best Fast Loans in Kisumu 2026

Compare 22+ fast loans from 4+ banks in Kisumu County. 68% of adults have access to financial services.

22+

Products Available

Bank Branches

1,155,574

Population

25+

branches

Kisumu County Financial Overview

Kisumu is the principal city of western Kenya and a major inland port on Lake Victoria. The city serves as the economic hub for the Lake Basin region with strong agricultural and fishing sectors.

Main Industries

TradeFishingAgricultureManufacturingServices

Popular Financial Products

Agricultural LoansPersonal LoansBusiness LoansMobile Money

GDP Contribution: 3.5% of Kenya's GDP

Region: Nyanza

Banks Offering Fast Loans in Kisumu

KCB

8 branches

CBD, Kondele, Milimani, Mamboleo

View KCB Products →

Equity Bank

7 branches

CBD, Kondele, Nyamasaria

View Equity Bank Products →

Co-operative Bank

6 branches

CBD, Milimani, Ahero

View Co-operative Bank Products →

ABSA

4 branches

CBD, Milimani

View ABSA Products →

Compare Fast Loans Available in Kisumu

Branch Personal Loan

Featured

Branch International

Interest Rate:

14% - 22%p.a.

Loan Amount:

KES 250 - KES 70,000

✓100% digital - download app and apply
✓Instant approval in minutes

View Details & Apply

Branch Personal Loan Plus

Featured

Branch International

Interest Rate:

12% - 21%p.a.

Loan Amount:

KES 250 - KES 100,000

✓AI-powered instant loan approval
✓Apply via Branch mobile app

View Details & Apply

Chapeo Cash Loan

Chapeo

Interest Rate:

0.03% - 0.06%p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓100% digital application
✓No collateral required

View Details & Apply

MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Interest Rate:

4% - 9%p.a.

Loan Amount:

KES 50 - KES 500,000

✓Instant loan approval and disbursement
✓Apply via USSD *667# or M-Coop app

View Details & Apply

Equity Eazzy Loan

Featured

Equity Bank Kenya

Interest Rate:

10% - 16%p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓Instant approval within 1 minute
✓Loans up to KES 100,000

View Details & Apply

Haraka Instant Loan

Haraka Finance

Interest Rate:

12% - 20%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓Loan approval in under 5 minutes
✓No CRB check for first loan

View Details & Apply

HF Whizz Instant Loan

Featured

HF Group

Interest Rate:

7.5% p.a.

Loan Amount:

KES 1,000 - KES 100,000

✓Low 7.5% facility fee
✓Backed by licensed bank (HF Group)

View Details & Apply

iPesa Instant Loan

iPesa Kenya

Interest Rate:

15% - 25%p.a.

Loan Amount:

KES 500 - KES 50,000

✓Instant loan approval
✓No paperwork required

View Details & Apply

Little Pesa Short-Term Loan

Little Pesa

Interest Rate:

Loan Amount:

KES 1,000 - KES 200,000

✓No processing charges
✓Flexible tenure 7-62 days

View Details & Apply

MoKash Instant Loan

Featured

NCBA Bank / MTN

Interest Rate:

9% p.a.

Loan Amount:

KES 500 - KES 150,000

✓Instant loan via MTN Mobile Money
✓No CRB check for approval

View Details & Apply

OKash Instant Loan

Featured

Okash Kenya

Interest Rate:

8% - 20%p.a.

Loan Amount:

KES 1,500 - KES 50,000

✓Instant approval within 2 minutes
✓Loans from KES 1,500 to KES 50,000

View Details & Apply

Okash Personal Loan

Okash (Opera)

Interest Rate:

5% - 10%p.a.

Loan Amount:

KES 500 - KES 50,000

✓AI-powered instant loan approval
✓Apply via Okash mobile app

View Details & Apply

Okolea Instant Loan

Okolea International

Interest Rate:

11.15% - 15%p.a.

Loan Amount:

KES 500 - KES 500,000

✓Instant approval and disbursement
✓No collateral required

View Details & Apply

Senti Instant Loan

Senti App

Interest Rate:

10% - 20%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓Fast loan approval
✓No CRB check for first loan

View Details & Apply

SokoHela Instant Loan

Sokohela

Interest Rate:

7% - %p.a.

✓Among first 10 CBK licensed
✓Agri financing available

View Details & Apply

Tala Instant Loan

Featured

Tala Kenya

Interest Rate:

11% - 15%p.a.

Loan Amount:

KES 1,000 - KES 50,000

✓First loan approved within 10 minutes
✓Loan limit up to KES 50,000

View Details & Apply

Tala Personal Loan Plus

Tala Kenya

Interest Rate:

15% - 25%p.a.

Loan Amount:

KES 500 - KES 70,000

✓Alternative credit scoring using phone data
✓Instant loan approval (within minutes)

View Details & Apply

Timiza Instant Loan

Featured

ABSA Bank Kenya

Interest Rate:

10% - 18%p.a.

Loan Amount:

KES 500 - KES 150,000

✓Instant approval (1 minute)
✓No paperwork required

View Details & Apply

TruePesa Instant Loan

TruePesa

Interest Rate:

12% - 25%p.a.

Loan Amount:

KES 2,000 - KES 80,000

✓Low APR of 12-25%
✓Loans up to KES 80,000

View Details & Apply

UbaPesa Instant Loan

UbaPesa

✓CBK licensed
✓Fast approval

View Details & Apply

Zenka Instant Loan

Featured

Zenka Finance Limited

Interest Rate:

9% - 15%p.a.

Loan Amount:

KES 500 - KES 30,000

✓Instant approval within 1 minute
✓Loans from KES 500 to KES 30,000

View Details & Apply

Zenka Personal Loan

Zenka Finance

Interest Rate:

4.5% - 9%p.a.

Loan Amount:

KES 500 - KES 50,000

✓Instant loan approval
✓Apply via Zenka mobile app

View Details & Apply

Tips for Getting Fast Loans in Kisumu

💡Fish traders should explore working capital loans from microfinance institutions
💡Agricultural loans often have lower rates - check for government-subsidized options
💡Consider SACCO loans for better rates if you're a member
💡Cross-border traders can access trade finance for Uganda/Tanzania business

How to Apply for Fast Loans in Kisumu

Compare: Use PesaMarket to compare fast loans from 4+ banks
Check eligibility: Review requirements for your preferred product - income, age, CRB status
Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
Apply: Visit a branch in Kisumu or apply online through the bank's website/app
Wait for approval: Most fast loans are processed within 24-72 hours

Frequently Asked Questions: Fast Loans in Kisumu

What are the best Fast Loans in Kisumu County?

The best fast loans in Kisumu include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 10.4% p.a. depending on the product and your credit profile. Compare all 22+ options on PesaMarket to find the best fit for your needs.

How do I apply for fast loans in Kisumu?

To apply for fast loans in Kisumu: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kisumu or Ahero or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Kisumu County?

Major banks with branches in Kisumu include: KCB (8 branches - CBD, Kondele, Milimani); Equity Bank (7 branches - CBD, Kondele, Nyamasaria); Co-operative Bank (6 branches - CBD, Milimani, Ahero); ABSA (4 branches - CBD, Milimani). You can also access mobile banking and digital loans from anywhere in Kisumu.

What is the minimum salary to qualify for fast loans in Kisumu?

Minimum salary requirements for fast loans in Kisumu vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there fast loans without CRB check in Kisumu?

Some digital lenders in Kisumu offer fast loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Fast Loans in Nearby Nyanza Counties

Fast Loans - Siaya Fast Loans - Homa Bay Fast Loans - Migori Fast Loans - Kisii Fast Loans - Nyamira

Other Financial Products in Kisumu

💰Personal Loans 💳Credit Cards 🏢Business Loans 📱Mobile Money Loans

Fast Loans in Kisumu's Major Towns

Whether you're in Kisumu, Ahero, Maseno, Muhoroni, or any other part of Kisumu County, you can access fast loans from leading financial institutions. Kisumu has the most bank branches, but mobile banking and digital loans are available across the entire Nyanza region. Our platform helps you compare rates and find the best fast loans for your needs.

Ready to Apply?

Compare 22+ fast loans from top banks in Kisumu. Find the best rates and apply online today.

Compare All Fast Loans Calculate Monthly Payments