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Fast Loan

MoKash Instant Loan

NCBA Bank / MTN

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
9% p.a.
Loan Amount
Ksh 500 - Ksh 150,000
Approval Time
Instant
Processing Fee
None

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Instant disbursement
  • No CRB check
  • Higher limits than M-Shwari
  • Savings feature included
  • 24/7 availability
  • Simple USSD access

Cons

  • Only for MTN users
  • 9% facility fee is higher than some competitors
  • Short repayment period
  • Penalty for late payment

Customer Reviews

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Product Details

Features

  • Instant loan via MTN Mobile Money
  • No CRB check for approval
  • Borrow from KES 500 to KES 150,000
  • 7-30 day repayment period
  • USSD access via *522#
  • Limit increases with good repayment
  • Also includes savings feature
  • 24/7 availability
  • Quick disbursement to MTN wallet

Eligibility Requirements

Age: 18 - 70 years
0
Employment: Any MTN Mobile Money user

Required Documents

  • MTN Mobile Money account
  • Active for 3+ months

Repayment Options

MTN Mobile Money

Ready to Apply?

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
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