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Fast Loan

Haraka Instant Loan

Haraka Finance

Last updated: December 16, 2025

|Last verified: Dec 16, 2025
0/5
Based on 0 Reviews
Interest Rate
12% - 20% p.a.
Loan Amount
Ksh 1,000 - Ksh 50,000
Approval Time
Under 5 minutes
Processing Fee
None

Rating Breakdown

5
(0)
4
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3
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2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Very fast approval (under 5 mins)
  • No CRB check for first loan
  • Simple app interface
  • Transparent pricing
  • Quick limit increases

Cons

  • High interest rate (12-20%)
  • Short repayment period
  • Low initial limits
  • Daily late payment penalties

Customer Reviews

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Product Details

Features

  • Loan approval in under 5 minutes
  • No CRB check for first loan
  • Instant M-Pesa disbursement
  • Build credit with each repayment
  • Limit increases automatically
  • 24/7 app availability
  • Transparent fees - no hidden charges
  • SMS repayment reminders

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone
  • M-Pesa registered number

Repayment Options

M-Pesa Paybill

Ready to Apply?

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
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