Fast Loan
Tala Personal Loan Plus
Tala Kenya
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
15% - 25% p.a.
Loan Amount
Ksh 500 - Ksh 70,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Instant approval using alternative data
- No traditional credit check
- No paperwork required
- Tala Plus rewards program
- Builds credit score
- No early repayment penalties
Cons
- Higher interest rates (15-25%)
- Lower maximum amount (KES 70,000)
- Shorter repayment period (up to 6 months)
- Requires smartphone access
- App-only service
Customer Reviews
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Product Details
Features
- Alternative credit scoring using phone data
- Instant loan approval (within minutes)
- Apply via Tala mobile app
- No paperwork or bank statements required
- Loan limit increases with repayment history
- Flexible repayment terms
- Tala Plus rewards program
- Build credit score with each loan
- 24/7 in-app support
- Instant disbursement
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any - employed, self-employed, business owner, student
Required Documents
- Valid Kenyan ID
- Active smartphone
- Tala app installed
- M-Pesa account
Repayment Options
M-Pesa Paybill 600200Tala appBank transfer
Ready to Apply?
Get started with Tala Personal Loan Plus today. Fast approval and competitive rates.
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