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Stride Credit Mobile Loan

Stride Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 500 - Ksh 50,000
Approval Time
Same day for most applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Physical office available for walk-in support (Mount Kenya region)
  • Reports positive repayment to CRBs to build credit
  • Local Kenyan customer-service team
  • Fast in-app support via live chat
  • Transparent total cost of credit displayed upfront
  • Transparent fee disclosure before loan acceptance

Cons

  • No walk-in office for in-person support
  • Reduced loan limit if CRB score drops below 600
  • Short maximum tenure may squeeze repayment

Expert Analysis

Stride Credit is a CBK-licensed Digital Credit Provider, headquartered in the Mount Kenya region around Meru and Embu, licensed in 2024. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. With operations in the Mount Kenya region around Meru and Embu, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2024
  • Physical office in the Mount Kenya region around Meru and Embu
  • Option to roll over loan with partial payment
  • Dedicated call centre for loan queries
  • Integrated with Airtel Money for disbursement and repayment
  • No guarantor required for personal loans
  • Group borrowing available for chamas and SACCOs
  • In-app customer chat during business hours
  • Regulated under CBK Digital Credit Providers Regulations 2022

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-PesaAirtel Money

Ready to Apply?

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Application takes less than 10 minutes

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