Fast Loan
Anjoy Credit Quick Loan
Anjoy Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 500 - Ksh 75,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- CBK-regulated and licensed, answerable to the Central Bank
- Local Kenyan customer-service team
- Available across Kenya, not just Nairobi
- Strong data-privacy posture under Kenya DPA 2019
Cons
- Initial KYC process takes longer than app-only rivals
- Customer service hours limited to Mon-Fri
Expert Analysis
Anjoy Credit is a CBK-licensed Digital Credit Provider, licensed in 2023. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2023
- Operates a professional website and digital presence
- Application tracked via SMS status updates
- Interest rate calculator available before you apply
- KYC verification via IPRS and Huduma number
- Loan top-ups available mid-term for existing customers
- 24/7 application availability via app and USSD
- Dedicated call centre for loan queries
- USSD code for feature phone users
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
Get started with Anjoy Credit Quick Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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