What are the requirements for Cashmart Capital Mobile Loan?

To qualify for Cashmart Capital Mobile Loan from Cashmart Capital, you typically need: National ID, Smartphone with internet, M-Pesa account. Age requirement: 18-65 years.

How long does Cashmart Capital Mobile Loan approval take?

Cashmart Capital Mobile Loan from Cashmart Capital typically takes Typically within 1-4 hours of approval for approval. Digital applications may be processed faster than in-branch applications.

What is the interest rate for Cashmart Capital Mobile Loan?

Cashmart Capital Mobile Loan offers Varies. Actual rates may vary based on your credit profile, income, and relationship with Cashmart Capital.

Is Cashmart Capital Mobile Loan available in my area?

Cashmart Capital Mobile Loan is available in select locations. You can apply online or visit any Cashmart Capital branch.

What are the fees for Cashmart Capital Mobile Loan?

Cashmart Capital Mobile Loan charges Varies by loan size and tier processing fee. Always confirm current fees with Cashmart Capital before applying.

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Cashmart Capital Mobile Loan

Cashmart Capital

Last updated: April 16, 2026

Reviewed byPesaMarket Research Team

|Last verified: Apr 16, 2026

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Interest Rate

Varies

Loan Amount

Ksh 2,000 - Ksh 150,000

Approval Time

Typically within 1-4 hours of approval

Processing Fee

KshNaN

Rating Breakdown

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Pros & Cons

Pros

Local Kenyan customer-service team
Strong data-privacy posture under Kenya DPA 2019
Reports positive repayment to CRBs to build credit
Focus on underbanked and informal-sector borrowers

Cons

Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
Daily late-fee compounding can accumulate fast
Interest rates can be steep for first-time borrowers

Expert Analysis

Cashmart Capital is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Cashmart Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.