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Payablu Credit Mobile Loan

Payablu Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 500 - Ksh 150,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
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Total: 0 Reviews

Pros & Cons

Pros

  • Quick turnaround — funds on M-Pesa within minutes
  • Reports positive repayment to CRBs to build credit
  • Accessible even with a basic smartphone
  • Fast in-app support via live chat

Cons

  • Gmail-only contact channel — no branded website
  • Short maximum tenure may squeeze repayment
  • Reduced loan limit if CRB score drops below 600

Expert Analysis

Payablu Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules.

Customer Reviews

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2024
  • Application tracked via SMS status updates
  • Loan top-ups available mid-term for existing customers
  • Partnership with retailers for BNPL-style purchases
  • In-app customer chat during business hours
  • Transparent total cost disclosure before acceptance
  • Mobile app available on Google Play Store

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-Pesa

Ready to Apply?

Get started with Payablu Credit Mobile Loan today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
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