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Dime Credit Mobile Loan

Dime Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 100,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • 24/7 application window via mobile or USSD
  • CBK-regulated and licensed, answerable to the Central Bank
  • Available across Kenya, not just Nairobi
  • Transparent fee disclosure before loan acceptance

Cons

  • Limited loan-size ceiling compared to bank products
  • No grace period before the late-fee clock starts
  • Loan limits start low and grow only with repayment

Expert Analysis

Dime Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.

Customer Reviews

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2024
  • Loan limit grows with successful repayment history
  • KYC verification via IPRS and Huduma number
  • In-app customer chat during business hours
  • 24/7 application availability via app and USSD
  • Group borrowing available for chamas and SACCOs

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-Pesa

Ready to Apply?

Get started with Dime Credit Mobile Loan today. Fast approval and competitive rates.

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Application takes less than 10 minutes

Why Trust Our Reviews?

  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
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