Fast Loan
Dime Credit Mobile Loan
Dime Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 100,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- 24/7 application window via mobile or USSD
- CBK-regulated and licensed, answerable to the Central Bank
- Available across Kenya, not just Nairobi
- Transparent fee disclosure before loan acceptance
Cons
- Limited loan-size ceiling compared to bank products
- No grace period before the late-fee clock starts
- Loan limits start low and grow only with repayment
Expert Analysis
Dime Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Loan limit grows with successful repayment history
- KYC verification via IPRS and Huduma number
- In-app customer chat during business hours
- 24/7 application availability via app and USSD
- Group borrowing available for chamas and SACCOs
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
Ready to Apply?
Get started with Dime Credit Mobile Loan today. Fast approval and competitive rates.
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