Fast Loan
Ziki Credit Quick Loan
Ziki Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Same day for most applications
Processing Fee
KshNaN
Rating Breakdown
5★
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3★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- No hidden charges beyond the advertised rate
- Reports positive repayment to CRBs to build credit
- Strong data-privacy posture under Kenya DPA 2019
- Accessible even with a basic smartphone
Cons
- Newer entrant — shorter operational track record
- Short maximum tenure may squeeze repayment
- Interest rates can be steep for first-time borrowers
Expert Analysis
Ziki Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Integrated with Airtel Money for disbursement and repayment
- M-Pesa STK push for one-tap repayment
- No guarantor required for personal loans
- Partnership with retailers for BNPL-style purchases
- Multi-language support including regional vernaculars
- Regulated under CBK Digital Credit Providers Regulations 2022
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
Get started with Ziki Credit Quick Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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