Fast Loan
Dotcash Credit Mobile Loan
Dotcash Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 3,000 - Ksh 50,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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3★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Transparent total cost of credit displayed upfront
- Customer WhatsApp channel for quick escalations
- CBK-regulated and licensed, answerable to the Central Bank
- Reports positive repayment to CRBs to build credit
Cons
- Gmail-only contact channel — no branded website
- No walk-in office for in-person support
Expert Analysis
Dotcash Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Regulated under CBK Digital Credit Providers Regulations 2022
- M-Pesa STK push for one-tap repayment
- Flexible grace period before late fees kick in
- Agri-finance product line for smallholder farmers
- Application tracked via SMS status updates
- Dedicated call centre for loan queries
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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