Fast Loan
Lucason Capital Credit Line
Lucason Capital
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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3★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Consent-based data use — no unsolicited marketing
- Fast in-app support via live chat
- Transparent total cost of credit displayed upfront
Cons
- No grace period before the late-fee clock starts
- Short operational track record — licensed recently
Expert Analysis
Lucason Capital is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Lucason Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- WhatsApp customer support channel
- Optional loan insurance add-on
- Agri-finance product line for smallholder farmers
- 24/7 application availability via app and USSD
- Salary-anchored loans for employed applicants
- In-app customer chat during business hours
- Loan top-ups available mid-term for existing customers
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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