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Jambofin Credit Mobile Loan

Jambofin Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 30,000
Approval Time
Same day for most applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Physical office available for walk-in support (Central Kenya reach)
  • Transparent fee disclosure before loan acceptance
  • Customer WhatsApp channel for quick escalations
  • Well-designed mobile app experience
  • Focus on underbanked and informal-sector borrowers

Cons

  • Loan limits start low and grow only with repayment
  • Small operations team may mean slower response to escalations

Expert Analysis

Jambofin Credit is a CBK-licensed Digital Credit Provider, headquartered in the Kiambu, Ruiru and Thika corridor, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. Jambofin Credit markets itself as a general financial-services provider, often with multiple loan segments (personal, salary, SME). With operations in the Kiambu, Ruiru and Thika corridor, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2025
  • Physical office in the Kiambu, Ruiru and Thika corridor
  • Operates a professional website and digital presence
  • Interest rate calculator available before you apply
  • Asset financing for equipment and vehicles
  • 24/7 application availability via app and USSD
  • Early repayment rewards (reduced fees)
  • M-Pesa STK push for one-tap repayment
  • Regulated under CBK Digital Credit Providers Regulations 2022
  • Digital loan agreement signed via OTP

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-PesaAirtel Money

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Application takes less than 10 minutes

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