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Pesakuu Credit Digital Loan

Pesakuu Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 100,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Focus on underbanked and informal-sector borrowers
  • Consent-based data use — no unsolicited marketing
  • Offers financial literacy resources for first-time borrowers
  • No hidden charges beyond the advertised rate

Cons

  • Gmail-only contact channel — no branded website
  • Daily late-fee compounding can accumulate fast

Expert Analysis

Pesakuu Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.

Customer Reviews

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2024
  • Mobile app available on Google Play Store
  • Integrated with M-Pesa for instant disbursement
  • Partnership with retailers for BNPL-style purchases
  • In-app customer chat during business hours
  • Option to roll over loan with partial payment
  • Digital loan agreement signed via OTP

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-Pesa

Ready to Apply?

Get started with Pesakuu Credit Digital Loan today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
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