Peshee Capital Mobile Loan
Peshee Capital
Last updated: April 16, 2026
Rating Breakdown
Pros & Cons
Pros
- Physical office available for walk-in support (Eastern Kenya)
- Offers financial literacy resources for first-time borrowers
- No hidden charges beyond the advertised rate
- Consent-based data use — no unsolicited marketing
Cons
- No walk-in office for in-person support
- Limited loan-size ceiling compared to bank products
- Short operational track record — licensed recently
Expert Analysis
Peshee Capital is a CBK-licensed Digital Credit Provider, headquartered in the Eastern Kenya belt around Machakos and Kitui, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. Peshee Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees. With operations in the Eastern Kenya belt around Machakos and Kitui, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Physical office in the Eastern Kenya belt around Machakos and Kitui
- Application tracked via SMS status updates
- Digital loan agreement signed via OTP
- KYC verification via IPRS and Huduma number
- Risk-based pricing — cheaper as your score improves
- Interest rate calculator available before you apply
Eligibility Requirements
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
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