Cash Loans in Kenya
Emergency cash loans and payday loans. Quick approval for urgent financial needs.
There are 22 cash loans available in Kenya with interest rates from 0.03% to 25% per annum. Amounts range from KES 50 to KES 500,000. PesaMarket updates this data regularly.
Showing 22 of 22 products
Chapeo Cash Loan
Chapeo
- 100% digital application
- No collateral required
MCo-op Cash Mobile Loan
Co-operative Bank of Kenya
- Instant loan approval and disbursement
- Apply via USSD *667# or M-Coop app
Equity Eazzy Loan
Equity Bank Kenya
- Instant approval within 1 minute
- Loans up to KES 100,000
Haraka Instant Loan
Haraka Finance
- Loan approval in under 5 minutes
- No CRB check for first loan
HF Whizz Instant Loan
HF Group
- Low 7.5% facility fee
- Backed by licensed bank (HF Group)
Little Pesa Short-Term Loan
Little Pesa
- No processing charges
- Flexible tenure 7-62 days
MoKash Instant Loan
NCBA Bank / MTN
- Instant loan via MTN Mobile Money
- No CRB check for approval
OKash Instant Loan
Okash Kenya
- Instant approval within 2 minutes
- Loans from KES 1,500 to KES 50,000
Okash Personal Loan
Okash (Opera)
- AI-powered instant loan approval
- Apply via Okash mobile app
Okolea Instant Loan
Okolea International
- Instant approval and disbursement
- No collateral required
Senti Instant Loan
Senti App
- Fast loan approval
- No CRB check for first loan
SokoHela Instant Loan
Sokohela
- Among first 10 CBK licensed
- Agri financing available
Tala Instant Loan
Tala Kenya
- First loan approved within 10 minutes
- Loan limit up to KES 50,000
Timiza Instant Loan
ABSA Bank Kenya
- Instant approval (1 minute)
- No paperwork required
Zenka Instant Loan
Zenka Finance Limited
- Instant approval within 1 minute
- Loans from KES 500 to KES 30,000
Zenka Personal Loan
Zenka Finance
- Instant loan approval
- Apply via Zenka mobile app
Branch Personal Loan
Branch International
- 100% digital - download app and apply
- Instant approval in minutes
Branch Personal Loan Plus
Branch International
- AI-powered instant loan approval
- Apply via Branch mobile app
iPesa Instant Loan
iPesa Kenya
- Instant loan approval
- No paperwork required
Tala Personal Loan Plus
Tala Kenya
- Alternative credit scoring using phone data
- Instant loan approval (within minutes)
TruePesa Instant Loan
TruePesa
- Low APR of 12-25%
- Loans up to KES 80,000
Expert Advice
âEmergency cash loans serve a purpose, but they should be a last resort. The effective annual rate on most payday loans in Kenya exceeds 100%. If you need cash regularly, a personal loan or salary advance is cheaper.â