Cash Loan
Loan Plus Digital Credit Provider Mobile Loan
Loan Plus Digital Credit Provider
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Instant for repeat borrowers, minutes for new ones
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Strong data-privacy posture under Kenya DPA 2019
- Quick turnaround — funds on M-Pesa within minutes
- Reports positive repayment to CRBs to build credit
- Transparent fee disclosure before loan acceptance
Cons
- Reduced loan limit if CRB score drops below 600
- Interest rates can be steep for first-time borrowers
- Short operational track record — licensed recently
Expert Analysis
Loan Plus Digital Credit Provider is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules. Loan Plus Digital Credit Provider positions itself as a technology-first lender with an app-based onboarding flow suited to smartphone users.
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Integrated with M-Pesa for instant disbursement
- No collateral required for first-time loans
- Digital loan agreement signed via OTP
- Multi-language support including regional vernaculars
- Loan limit grows with successful repayment history
- Transparent total cost disclosure before acceptance
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
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