Cash Loan
MoKash Instant Loan
NCBA Bank / MTN
Last updated: December 16, 2025
Lender site unavailable
★★★★★
0/5Based on 0 Reviews
Interest Rate
9% p.a.
Loan Amount
Ksh 500 - Ksh 150,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Instant disbursement
- No CRB check
- Higher limits than M-Shwari
- Savings feature included
- 24/7 availability
- Simple USSD access
Cons
- Only for MTN users
- 9% facility fee is higher than some competitors
- Short repayment period
- Penalty for late payment
Expert Analysis
NCBA Bank / MTN is a CBK-licensed Digital Credit Provider, operating under Kenya's 2022 DCP Regulations. Loans run from KES 500 to KES 150,000 with repayment terms of 7-30 days. Disbursement is via MTN Mobile Money - instant. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: no early-repayment penalty.
Customer Reviews
Share Your Experience
Product Details
Features
- Instant loan via MTN Mobile Money
- No CRB check for approval
- Borrow from KES 500 to KES 150,000
- 7-30 day repayment period
- USSD access via *522#
- Limit increases with good repayment
- Also includes savings feature
- 24/7 availability
- Quick disbursement to MTN wallet
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any MTN Mobile Money user
Required Documents
- MTN Mobile Money account
- Active for 3+ months
Repayment Options
MTN Mobile Money
Ready to Apply?
Get started with MoKash Instant Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology