Cash Loan
East Africa Futures Company Credit Line
East Africa Futures Company
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- CBK-regulated and licensed, answerable to the Central Bank
- Transparent total cost of credit displayed upfront
- Strong data-privacy posture under Kenya DPA 2019
- 24/7 application window via mobile or USSD
Cons
- Loan limits start low and grow only with repayment
- Short operational track record — licensed recently
- Limited loan-size ceiling compared to bank products
Expert Analysis
East Africa Futures Company is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Operates a professional website and digital presence
- Asset financing for equipment and vehicles
- Dedicated call centre for loan queries
- Agri-finance product line for smallholder farmers
- CRB credit-score-based pricing tiers
- Digital loan agreement signed via OTP
- Optional loan insurance add-on
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
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