Cash Loan
Lobelitec Credit Mobile Loan
Lobelitec Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 100,000
Approval Time
Typically within 1-4 hours of approval
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Transparent fee disclosure before loan acceptance
- Transparent total cost of credit displayed upfront
- CBK-regulated and licensed, answerable to the Central Bank
- Well-designed mobile app experience
Cons
- Initial KYC process takes longer than app-only rivals
- Newer entrant — shorter operational track record
Expert Analysis
Lobelitec Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Flexible grace period before late fees kick in
- Mobile banking integration for bank-account disbursement
- Business loans available for registered SMEs
- KYC verification via IPRS and Huduma number
- WhatsApp customer support channel
- Application tracked via SMS status updates
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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