Cash Loan
Medical Credit Fund Instant Loan
Medical Credit Fund
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 50,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Transparent total cost of credit displayed upfront
- Supports partial repayments when cash flow is tight
- Quick turnaround — funds on M-Pesa within minutes
- Accessible even with a basic smartphone
- Reports positive repayment to CRBs to build credit
Cons
- No walk-in office for in-person support
- Mobile-first service assumes smartphone access
- Short maximum tenure may squeeze repayment
Expert Analysis
Medical Credit Fund is a CBK-licensed Digital Credit Provider operated by MCF 2 Kenya, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Operates a professional website and digital presence
- Flexible grace period before late fees kick in
- Asset financing for equipment and vehicles
- Weekly, bi-weekly and monthly repayment options
- WhatsApp customer support channel
- Agri-finance product line for smallholder farmers
- USSD code for feature phone users
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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