Cash Loan
Kifedha Mobile Loan
Kifedha
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 30,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
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1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Customer WhatsApp channel for quick escalations
- Accessible even with a basic smartphone
- Quick turnaround — funds on M-Pesa within minutes
- Reports positive repayment to CRBs to build credit
Cons
- Initial KYC process takes longer than app-only rivals
- Daily late-fee compounding can accumulate fast
- Short maximum tenure may squeeze repayment
Expert Analysis
Kifedha is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Operates a professional website and digital presence
- Option to roll over loan with partial payment
- Multi-language support including regional vernaculars
- USSD code for feature phone users
- Asset financing for equipment and vehicles
- Integrated with M-Pesa for instant disbursement
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
Get started with Kifedha Mobile Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
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