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Cash Loan

Ziki Credit Quick Loan

Ziki Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Same day for most applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • No hidden charges beyond the advertised rate
  • Reports positive repayment to CRBs to build credit
  • Strong data-privacy posture under Kenya DPA 2019
  • Accessible even with a basic smartphone

Cons

  • Newer entrant — shorter operational track record
  • Short maximum tenure may squeeze repayment
  • Interest rates can be steep for first-time borrowers

Expert Analysis

Ziki Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules.

Customer Reviews

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2025
  • Integrated with Airtel Money for disbursement and repayment
  • M-Pesa STK push for one-tap repayment
  • No guarantor required for personal loans
  • Partnership with retailers for BNPL-style purchases
  • Multi-language support including regional vernaculars
  • Regulated under CBK Digital Credit Providers Regulations 2022

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-PesaAirtel Money

Ready to Apply?

Get started with Ziki Credit Quick Loan today. Fast approval and competitive rates.

Apply Now

Application takes less than 10 minutes

Why Trust Our Reviews?

  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
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