Cash Loan
Unifi Credit Quick Loan
Unifi Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 30,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- 24/7 application window via mobile or USSD
- Transparent fee disclosure before loan acceptance
- Well-designed mobile app experience
Cons
- Newer entrant — shorter operational track record
- Customer service hours limited to Mon-Fri
Expert Analysis
Unifi Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Operates a professional website and digital presence
- WhatsApp customer support channel
- Optional loan insurance add-on
- Loan limit grows with successful repayment history
- Interest rate calculator available before you apply
- Loan disbursed directly to M-Pesa within minutes
- Group borrowing available for chamas and SACCOs
- Option to roll over loan with partial payment
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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