Cash Loan
ODI Credit Quick Loan
ODI Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 150,000
Approval Time
Typically within 1-4 hours of approval
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Supports partial repayments when cash flow is tight
- Reports positive repayment to CRBs to build credit
- Available across Kenya, not just Nairobi
Cons
- Newer entrant — shorter operational track record
- Customer service hours limited to Mon-Fri
Expert Analysis
ODI Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Operates a professional website and digital presence
- USSD code for feature phone users
- Option to roll over loan with partial payment
- Real-time repayment reminders via SMS
- Salary-anchored loans for employed applicants
- Flexible grace period before late fees kick in
- No collateral required for first-time loans
- Asset financing for equipment and vehicles
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
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