Cash Loan
Unidirect Digital Loan
Unidirect
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 150,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Accessible even with a basic smartphone
- Quick turnaround — funds on M-Pesa within minutes
- 24/7 application window via mobile or USSD
Cons
- Loan limits start low and grow only with repayment
- Short operational track record — licensed recently
Expert Analysis
Unidirect is a CBK-licensed Digital Credit Provider, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Operates a professional website and digital presence
- CRB credit-score-based pricing tiers
- Mobile banking integration for bank-account disbursement
- Application tracked via SMS status updates
- 24/7 application availability via app and USSD
- Regulated under CBK Digital Credit Providers Regulations 2022
- Mobile app available on Google Play Store
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
Ready to Apply?
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