Cash Loan
Abepot Credit Mobile Loan
Abepot Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 3,000 - Ksh 150,000
Approval Time
Instant for repeat borrowers, minutes for new ones
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Fast in-app support via live chat
- Well-designed mobile app experience
- Reports positive repayment to CRBs to build credit
- Local Kenyan customer-service team
Cons
- Mainly Nairobi-focused; limited regional reach
- Short operational track record — licensed recently
- No early repayment rebate on some loan tiers
Expert Analysis
Abepot Credit is a CBK-licensed Digital Credit Provider, licensed in 2026. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2026
- 24/7 application availability via app and USSD
- Weekly, bi-weekly and monthly repayment options
- Paperless application — no paperwork to print
- Agri-finance product line for smallholder farmers
- Loan top-ups available mid-term for existing customers
- Business loans available for registered SMEs
- Loan limit grows with successful repayment history
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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