What are the requirements for Sure Cred Capital Mobile Loan?

To qualify for Sure Cred Capital Mobile Loan from Sure Cred Capital, you typically need: National ID, Smartphone with internet, M-Pesa account. Age requirement: 18-65 years.

How long does Sure Cred Capital Mobile Loan approval take?

Sure Cred Capital Mobile Loan from Sure Cred Capital typically takes Within 10 minutes for approved applications for approval. Digital applications may be processed faster than in-branch applications.

What is the interest rate for Sure Cred Capital Mobile Loan?

Sure Cred Capital Mobile Loan offers Varies. Actual rates may vary based on your credit profile, income, and relationship with Sure Cred Capital.

Is Sure Cred Capital Mobile Loan available in my area?

Sure Cred Capital Mobile Loan is available in select locations. You can apply online or visit any Sure Cred Capital branch.

What are the fees for Sure Cred Capital Mobile Loan?

Sure Cred Capital Mobile Loan charges Varies by loan size and tier processing fee. Always confirm current fees with Sure Cred Capital before applying.

Cash Loan

Sure Cred Capital Mobile Loan

Sure Cred Capital

Last updated: April 16, 2026

Reviewed byPesaMarket Research Team

|Last verified: Apr 16, 2026

★★★★★

0/5

Based on 0 Reviews

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Interest Rate

Varies

Loan Amount

Ksh 3,000 - Ksh 100,000

Approval Time

Within 10 minutes for approved applications

Processing Fee

KshNaN

Rating Breakdown

5★

(0)

4★

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3★

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2★

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1★

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Total: 0 Reviews

Pros & Cons

Pros

Accessible even with a basic smartphone
Offers financial literacy resources for first-time borrowers
Customer WhatsApp channel for quick escalations

Cons

Mainly Nairobi-focused; limited regional reach
Limited loan-size ceiling compared to bank products
Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)

Expert Analysis

Sure Cred Capital is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules. Sure Cred Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.