Cash Loan
Betasoft Credit Instant Loan
Betasoft Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 500 - Ksh 150,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Well-designed mobile app experience
- Consent-based data use — no unsolicited marketing
- Available across Kenya, not just Nairobi
- Strong data-privacy posture under Kenya DPA 2019
- Accessible even with a basic smartphone
Cons
- No early repayment rebate on some loan tiers
- Limited loan-size ceiling compared to bank products
- Interest rates can be steep for first-time borrowers
Expert Analysis
Betasoft Credit is a CBK-licensed Digital Credit Provider, licensed in 2026. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. Betasoft Credit positions itself as a technology-first lender with an app-based onboarding flow suited to smartphone users.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2026
- Referral bonuses when you invite other borrowers
- Repayment history shared across CRBs to build score
- Paperless application — no paperwork to print
- Partnership with retailers for BNPL-style purchases
- Asset financing for equipment and vehicles
- Digital loan agreement signed via OTP
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
Ready to Apply?
Get started with Betasoft Credit Instant Loan today. Fast approval and competitive rates.
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