Cash Loan
Opal Quick Mobile Loan
Opal Quick
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 150,000
Approval Time
Same day for most applications
Processing Fee
KshNaN
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Physical office available for walk-in support (Mount Kenya region)
- Well-designed mobile app experience
- Accessible even with a basic smartphone
- CBK-regulated and licensed, answerable to the Central Bank
- Supports partial repayments when cash flow is tight
Cons
- No walk-in office for in-person support
- Initial KYC process takes longer than app-only rivals
- Mobile-first service assumes smartphone access
Expert Analysis
Opal Quick is a CBK-licensed Digital Credit Provider, headquartered in the Mount Kenya region around Meru and Embu, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. With operations in the Mount Kenya region around Meru and Embu, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Physical office in the Mount Kenya region around Meru and Embu
- Operates a professional website and digital presence
- KYC verification via IPRS and Huduma number
- Referral bonuses when you invite other borrowers
- Salary-anchored loans for employed applicants
- Business loans available for registered SMEs
- Partnership with retailers for BNPL-style purchases
- Agri-finance product line for smallholder farmers
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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