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Cash Loan

Opal Quick Mobile Loan

Opal Quick

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 2,000 - Ksh 150,000
Approval Time
Same day for most applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • Physical office available for walk-in support (Mount Kenya region)
  • Well-designed mobile app experience
  • Accessible even with a basic smartphone
  • CBK-regulated and licensed, answerable to the Central Bank
  • Supports partial repayments when cash flow is tight

Cons

  • No walk-in office for in-person support
  • Initial KYC process takes longer than app-only rivals
  • Mobile-first service assumes smartphone access

Expert Analysis

Opal Quick is a CBK-licensed Digital Credit Provider, headquartered in the Mount Kenya region around Meru and Embu, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. With operations in the Mount Kenya region around Meru and Embu, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2024
  • Physical office in the Mount Kenya region around Meru and Embu
  • Operates a professional website and digital presence
  • KYC verification via IPRS and Huduma number
  • Referral bonuses when you invite other borrowers
  • Salary-anchored loans for employed applicants
  • Business loans available for registered SMEs
  • Partnership with retailers for BNPL-style purchases
  • Agri-finance product line for smallholder farmers

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-Pesa

Ready to Apply?

Get started with Opal Quick Mobile Loan today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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