Cash Loan
Pesakuu Credit Digital Loan
Pesakuu Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 100,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
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1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Focus on underbanked and informal-sector borrowers
- Consent-based data use — no unsolicited marketing
- Offers financial literacy resources for first-time borrowers
- No hidden charges beyond the advertised rate
Cons
- Gmail-only contact channel — no branded website
- Daily late-fee compounding can accumulate fast
Expert Analysis
Pesakuu Credit is a CBK-licensed Digital Credit Provider, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Mobile app available on Google Play Store
- Integrated with M-Pesa for instant disbursement
- Partnership with retailers for BNPL-style purchases
- In-app customer chat during business hours
- Option to roll over loan with partial payment
- Digital loan agreement signed via OTP
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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