Cash Loan
BRAC Kenya Company Credit Line
BRAC Kenya Company
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 30,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN
Rating Breakdown
5★
(0)
4★
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3★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Fast in-app support via live chat
- Accessible even with a basic smartphone
- Well-designed mobile app experience
- Transparent total cost of credit displayed upfront
- 24/7 application window via mobile or USSD
Cons
- Interest rates can be steep for first-time borrowers
- Small operations team may mean slower response to escalations
- No grace period before the late-fee clock starts
Expert Analysis
BRAC Kenya Company is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Operates a professional website and digital presence
- USSD code for feature phone users
- Referral bonuses when you invite other borrowers
- In-app customer chat during business hours
- 24/7 application availability via app and USSD
- Business loans available for registered SMEs
- Transparent total cost disclosure before acceptance
- Early repayment rewards (reduced fees)
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
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