Skip to main content
Cash Loan

Zamaradi Capital & Credit Group Digital Loan

Zamaradi Capital & Credit Group

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 3,000 - Ksh 150,000
Approval Time
Within minutes to 24 hours
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • No hidden charges beyond the advertised rate
  • Reports positive repayment to CRBs to build credit
  • Focus on underbanked and informal-sector borrowers

Cons

  • Mainly Nairobi-focused; limited regional reach
  • Reduced loan limit if CRB score drops below 600
  • No walk-in office for in-person support

Expert Analysis

Zamaradi Capital & Credit Group is a CBK-licensed Digital Credit Provider, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. Zamaradi Capital & Credit Group leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Customer Reviews

No reviews yet

Be the first to share your experience with Zamaradi Capital & Credit Group Digital Loan

Write the First Review

Share Your Experience

We'll only use this to verify your review

0/2000 characters (minimum 20 characters)

Note: Reviews are moderated and will be published after verification.

Product Details

Features

  • CBK-licensed Digital Credit Provider since 2025
  • Agri-finance product line for smallholder farmers
  • Salary-anchored loans for employed applicants
  • KYC verification via IPRS and Huduma number
  • Partnership with retailers for BNPL-style purchases
  • Repayment history shared across CRBs to build score
  • Real-time repayment reminders via SMS
  • Multi-language support including regional vernaculars

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-PesaAirtel Money

Ready to Apply?

Get started with Zamaradi Capital & Credit Group Digital Loan today. Fast approval and competitive rates.

Apply Now

Application takes less than 10 minutes

Why Trust Our Reviews?

  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
  • Transparent review methodology
Need help? Chat with us