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Fast Loan

Risine Credit Credit Line

Risine Credit

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 50,000
Approval Time
Within 10 minutes for approved applications
Processing Fee
KshNaN

Rating Breakdown

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Reports positive repayment to CRBs to build credit
  • 24/7 application window via mobile or USSD
  • Available across Kenya, not just Nairobi
  • Well-designed mobile app experience
  • Transparent total cost of credit displayed upfront

Cons

  • Gmail-only contact channel — no branded website
  • Loan limits start low and grow only with repayment
  • Small operations team may mean slower response to escalations

Expert Analysis

Risine Credit is a CBK-licensed Digital Credit Provider, licensed in 2023. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime.

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Product Details

Features

  • CBK-licensed Digital Credit Provider since 2023
  • Partnership with retailers for BNPL-style purchases
  • 24/7 application availability via app and USSD
  • Flexible grace period before late fees kick in
  • Dedicated call centre for loan queries
  • Application tracked via SMS status updates

Eligibility Requirements

Age: 18 - 65 years
0
Employment: Any

Required Documents

  • National ID
  • Smartphone with internet
  • M-Pesa account

Repayment Options

M-PesaAirtel Money

Ready to Apply?

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Application takes less than 10 minutes

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  • Verified customer reviews only
  • Independent ratings and analysis
  • Regularly updated product information
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