Fast Loan
Auxiliary Credit Mobile Loan
Auxiliary Credit
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 1,000 - Ksh 75,000
Approval Time
Same day for most applications
Processing Fee
KshNaN
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Quick turnaround — funds on M-Pesa within minutes
- Available across Kenya, not just Nairobi
- No hidden charges beyond the advertised rate
- Consent-based data use — no unsolicited marketing
- Fast in-app support via live chat
Cons
- Limited loan-size ceiling compared to bank products
- Interest rates can be steep for first-time borrowers
- No walk-in office for in-person support
Expert Analysis
Auxiliary Credit is a CBK-licensed Digital Credit Provider, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2025
- Optional loan insurance add-on
- 24/7 application availability via app and USSD
- In-app customer chat during business hours
- Referral bonuses when you invite other borrowers
- Dedicated call centre for loan queries
- Application tracked via SMS status updates
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-Pesa
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