Fast Loan
Factorhouse Credit Line
Factorhouse
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 3,000 - Ksh 75,000
Approval Time
Same day for most applications
Processing Fee
KshNaN
Rating Breakdown
5★
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4★
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3★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Local Kenyan customer-service team
- Fast in-app support via live chat
- Consent-based data use — no unsolicited marketing
Cons
- Interest rates can be steep for first-time borrowers
- Short maximum tenure may squeeze repayment
- Mobile-first service assumes smartphone access
Expert Analysis
Factorhouse is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules.
Customer Reviews
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Product Details
Features
- CBK-licensed Digital Credit Provider since 2024
- Operates a professional website and digital presence
- Regulated under CBK Digital Credit Providers Regulations 2022
- Repayment history shared across CRBs to build score
- Multi-language support including regional vernaculars
- USSD code for feature phone users
- Multi-language support (English and Kiswahili)
- Integrated with Airtel Money for disbursement and repayment
- Referral bonuses when you invite other borrowers
Eligibility Requirements
Age: 18 - 65 years
0Employment: Any
Required Documents
- National ID
- Smartphone with internet
- M-Pesa account
Repayment Options
M-PesaAirtel Money
Ready to Apply?
Get started with Factorhouse Credit Line today. Fast approval and competitive rates.
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