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Best Credit Cards in West Pokot 2026

Compare 28+ credit cards from 2+ banks in West Pokot County. 42% of adults have access to financial services.

28+
Products Available
2+
Bank Branches
621,241
Population
3+
branches

West Pokot County Financial Overview

West Pokot County has diverse topography supporting both pastoral and agricultural activities. Gold mining and cross-border trade with Uganda are significant economic activities.

Main Industries

AgricultureLivestockMiningTradeServices

Popular Financial Products

Agricultural LoansMobile Money LoansPersonal LoansBusiness Loans
GDP Contribution: 0.4% of Kenya's GDP
Region: Rift Valley

Banks Offering Credit Cards in West Pokot

KCB

2 branches

Kapenguria, Makutano

View KCB Products →

Equity Bank

1 branches

Kapenguria

View Equity Bank Products →

Compare Credit Cards Available in West Pokot

ABSA Business Credit Card

ABSA Bank Kenya

Interest Rate:

2.17% - 2.17%p.a.

Annual Fee:

KES 3,500

  • ✓Separate business and personal expenses
  • ✓Interest-free period up to 45 days
View Details & Apply

ABSA Visa Platinum Credit Card

Featured

ABSA Bank Kenya

Interest Rate:

16.5% p.a.

Annual Fee:

KES 6,000

  • ✓Visa Platinum elite status
  • ✓Exceptional credit limit up to KES 5 million
View Details & Apply

ABSA Visa Gold Credit Card

Featured

ABSA Bank Kenya

Interest Rate:

17.5% p.a.

Annual Fee:

KES 3,500

  • ✓Visa Gold global acceptance
  • ✓Credit limit up to KES 2 million
View Details & Apply

Co-op Visa Classic Credit Card

Featured

Co-operative Bank of Kenya

Interest Rate:

3.5% p.a.

Annual Fee:

KES 3,500

  • ✓Visa Classic acceptance worldwide
  • ✓Interest-free period up to 50 days
View Details & Apply

Co-op Visa Gold Credit Card

Featured

Co-operative Bank of Kenya

Interest Rate:

3.5% p.a.

Annual Fee:

KES 6,000

  • ✓Visa Gold worldwide acceptance
  • ✓Credit limit up to KES 1.5 million
View Details & Apply

Co-op Platinum Visa Credit Card

Featured

Co-operative Bank of Kenya

Interest Rate:

3.5% p.a.

Annual Fee:

KES 7,000

  • ✓Platinum Visa benefits worldwide
  • ✓Complimentary travel insurance up to USD 75,000
View Details & Apply

Equity Gold Visa Credit Card

Featured

Equity Bank

Interest Rate:

1.5% p.a.

Annual Fee:

KES 4,500

  • ✓Worldwide acceptance on Visa network
  • ✓Free travel insurance up to USD 50,000
View Details & Apply

Equity Platinum Visa Credit Card

Featured

Equity Bank

Interest Rate:

1.5% p.a.

Annual Fee:

KES 5,000

  • ✓Premium Visa Platinum benefits worldwide
  • ✓Complimentary travel insurance up to USD 100,000
View Details & Apply

Equity Visa Classic Credit Card

Featured

Equity Bank Kenya

Interest Rate:

18% p.a.

Annual Fee:

KES 2,500

  • ✓Visa Classic worldwide acceptance
  • ✓Credit limit up to KES 500,000
View Details & Apply

KCB Classic Visa Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

3.5% p.a.

Annual Fee:

KES 3,000

  • ✓Worldwide acceptance on Visa network
  • ✓Free SMS alerts for all transactions
View Details & Apply

KCB Gold Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

3.5% p.a.

Annual Fee:

KES 4,000

  • ✓Free airport lounge access (4 visits per year)
  • ✓Purchase protection up to KES 100,000
View Details & Apply

KCB Infinite Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

18.5% p.a.

Annual Fee:

KES 12,000

  • ✓Unlimited access to premium airport lounges worldwide
  • ✓Comprehensive travel insurance (up to USD 50,000)
View Details & Apply

KCB Gold MasterCard

Featured

Kenya Commercial Bank

Interest Rate:

23% p.a.

Annual Fee:

KES 2,500

  • ✓MasterCard network acceptance
  • ✓Reward points on all purchases
View Details & Apply

KCB Platinum Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

3.5% p.a.

Annual Fee:

KES 4,260

  • ✓Visa Platinum global acceptance
  • ✓High credit limit up to KES 3 million
View Details & Apply

KCB Visa Signature Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

22% p.a.

Annual Fee:

KES 4,000

  • ✓Signature-level benefits and privileges
  • ✓Priority customer service
View Details & Apply

KCB World Elite Credit Card

Featured

Kenya Commercial Bank

Interest Rate:

20.5% p.a.

Annual Fee:

KES 10,000

  • ✓Airport lounge access for cardholder plus one guest
  • ✓Golf program with exclusive privileges
View Details & Apply

NBK Visa Classic Credit Card

National Bank of Kenya

Interest Rate:

24% p.a.

Annual Fee:

KES 1,200

  • ✓Easy to use for everyday shopping
  • ✓Secure online and point of sale payments
View Details & Apply

NBK Visa Gold Credit Card

Featured

National Bank of Kenya

Interest Rate:

20.5% p.a.

Annual Fee:

KES 2,500

  • ✓Travel rewards and benefits
  • ✓Purchase protection on selected items
View Details & Apply

NBK Visa Platinum Credit Card

Featured

National Bank of Kenya

Interest Rate:

18% p.a.

Annual Fee:

KES 4,500

  • ✓Access to exclusive lounges in key airports
  • ✓Premium travel insurance (up to USD 10,000)
View Details & Apply

NCBA Classic Credit Card

NCBA Group

Interest Rate:

23.5% p.a.

Annual Fee:

KES 1,000

  • ✓Exclusive discounts at selected outlets
  • ✓PIN and Chip enabled
View Details & Apply

NCBA Gold Credit Card

Featured

NCBA Group

Interest Rate:

21% p.a.

Annual Fee:

KES 2,000

  • ✓Higher credit limit
  • ✓Reward points on all purchases
View Details & Apply

NCBA Infinite Credit Card

Featured

NCBA Group

Interest Rate:

16% p.a.

Annual Fee:

KES 7,500

  • ✓Unlimited access to 1000+ airport lounges worldwide
  • ✓Premium travel insurance (up to USD 20,000)
View Details & Apply

NCBA Platinum Credit Card

Featured

NCBA Group

Interest Rate:

19.5% p.a.

Annual Fee:

KES 3,500

  • ✓Premium credit limit up to 1.5M KES
  • ✓Enhanced reward points
View Details & Apply

NCBA Signature Credit Card

Featured

NCBA Group

Interest Rate:

17.5% p.a.

Annual Fee:

KES 5,000

  • ✓Access to 500+ airport lounges worldwide
  • ✓Premium travel insurance (up to USD 12,000)
View Details & Apply

Standard Chartered Visa Gold Credit Card

Featured

Standard Chartered Bank Kenya

Interest Rate:

22.5% p.a.

Annual Fee:

KES 3,000

  • ✓5% cashback on fuel and dining
  • ✓Up to USD 4,000 travel accident insurance
View Details & Apply

Standard Chartered Visa Infinite Credit Card

Featured

Standard Chartered Bank Kenya

Interest Rate:

19.5% p.a.

Annual Fee:

KES 8,000

  • ✓Access to 900+ airport lounges worldwide
  • ✓Up to USD 15,000 travel accident insurance
View Details & Apply

Standard Chartered Visa Platinum Credit Card

Featured

Standard Chartered Bank Kenya

Interest Rate:

21% p.a.

Annual Fee:

KES 5,000

  • ✓5% cashback on dining and fuel bills
  • ✓Up to 15% discounts at featured merchants
View Details & Apply

Stanbic Visa Classic Credit Card

Featured

Stanbic Bank Kenya

Interest Rate:

18.5% p.a.

Annual Fee:

KES 2,500

  • ✓Visa Classic worldwide acceptance
  • ✓Credit limit up to KES 1 million
View Details & Apply

Tips for Getting Credit Cards in West Pokot

  • 💡Agricultural loans available for irrigation scheme farmers
  • 💡Cross-border traders with Uganda can access trade finance
  • 💡Mobile money bridges the gap in remote pastoral areas
  • 💡Gold miners should explore equipment financing options

How to Apply for Credit Cards in West Pokot

  1. Compare: Use PesaMarket to compare credit cards from 2+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Kapenguria or apply online through the bank's website/app
  5. Wait for approval: Most credit cards are processed within 24-72 hours

Frequently Asked Questions: Credit Cards in West Pokot

What are the best Credit Cards in West Pokot County?

The best credit cards in West Pokot include products from KCB, Equity Bank. Interest rates start from around 14.5% p.a. depending on the product and your credit profile. Compare all 28+ options on PesaMarket to find the best fit for your needs.

How do I apply for credit cards in West Pokot?

To apply for credit cards in West Pokot: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kapenguria or Makutano or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in West Pokot County?

Major banks with branches in West Pokot include: KCB (2 branches - Kapenguria, Makutano); Equity Bank (1 branches - Kapenguria). You can also access mobile banking and digital loans from anywhere in West Pokot.

What is the minimum salary to qualify for credit cards in West Pokot?

Minimum salary requirements for credit cards in West Pokot vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there credit cards without CRB check in West Pokot?

Some digital lenders in West Pokot offer credit cards with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Credit Cards in West Pokot's Major Towns

Whether you're in Kapenguria, Makutano, Chepareria, or any other part of West Pokot County, you can access credit cards from leading financial institutions. Kapenguria has the most bank branches, but mobile banking and digital loans are available across the entire Rift Valley region. Our platform helps you compare rates and find the best credit cards for your needs.

Ready to Apply?

Compare 28+ credit cards from top banks in West Pokot. Find the best rates and apply online today.

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