Credit Card
Co-op Visa Gold Credit Card
Co-operative Bank of Kenya
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 100,000 - Ksh 1,500,000
Approval Time
5-7 business days
Processing Fee
Ksh 6,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lower interest rate (17%)
- 50-day interest-free period
- Travel insurance included
- Airport lounge access
- Cooperative member benefits
- 1.5x rewards points
- Good credit limits (up to KES 1.5M)
- 170+ branches for support
Cons
- KES 3,500 annual fee
- KES 70,000 minimum income requirement
- Limited lounge access (2 visits/year)
- 5-7 day processing time
Customer Reviews
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Product Details
Features
- Visa Gold worldwide acceptance
- Credit limit up to KES 1.5 million
- 50-day interest-free period
- Travel perks and discounts
- Airport lounge access (2 visits/year)
- Contactless payment technology
- Enhanced fraud protection
- Supplementary cards for family
- 24/7 customer support
- Online account management
Eligibility Requirements
Age: 23 - 65 years
Min Income: Ksh 70,000/month
Employment: Permanent employment, Self-employed, Business owner, Cooperative members
Required Documents
- National ID or Passport
- KRA PIN Certificate
- Latest 3 payslips
- Bank statements (6 months)
- Employment contract
Ready to Apply?
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