Credit Card
NBK Visa Classic Credit Card
National Bank of Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
24% p.a.
Credit Limit
Ksh 30,000 - Ksh 500,000
Approval Time
7-10 working days
Processing Fee
Ksh 1,200/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Low annual fee
- Low minimum income requirement
- Quick approval process
- No annual fee waiver conditions
- Good for first-time credit users
Cons
- Limited rewards compared to gold tier
- Lower credit limit
- No travel insurance
- Higher foreign transaction fee
Customer Reviews
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Product Details
Features
- Easy to use for everyday shopping
- Secure online and point of sale payments
- Reward points on purchases
- Free to swipe
- Nationwide ATM access
- SMS alerts on all transactions
- Up to 45 days interest-free period
- Flexible repayment options
- Online application
- Quick approval process
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 25,000/month
Employment: Salaried, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
Ready to Apply?
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