Credit Card
SBM Classic Visa Credit Card
SBM Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.25% per month (39% p.a.)
Credit Limit
Ksh 75,000 - Ksh 500,000
Approval Time
7-10 working days
Processing Fee
Ksh 2,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lower 4% late payment fee (vs 5% competitors)
- Competitive 3.25% monthly rate
- Kenya-Mauritius travel partnership discounts
- Former Fidelity branch network access
- KES 500K credit ceiling
Cons
- Small Kenyan brand recognition
- Limited branch presence outside major cities
- 7-10 day approval slower than digital banks
- Rewards program still developing
- KES 35K minimum income
Customer Reviews
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Product Details
Features
- Worldwide Visa acceptance
- SBM Mobile and Internet Banking integration
- Interest-free period up to 45 days
- Kenya-Mauritius-India travel merchant discounts
- Low 4% late payment fee
- Free SMS transaction alerts
- KDIC deposit insurance protection
- Emergency card replacement
Eligibility Requirements
Age: 23 - 60 years
Min Income: Ksh 35,000/month
Employment: Salaried, Professional, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- 3 months payslips
- 6 months bank statements
Ready to Apply?
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