Credit Card
Ecobank Classic Mastercard Credit Card
Ecobank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 50,000 - Ksh 500,000
Approval Time
5-7 working days
Processing Fee
Ksh 2,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Lower 4% cash advance fee
- Free transfers within Ecobank 33-country network
- Low KES 50K minimum credit limit
- Pan-African acceptance ideal for African travelers
- KES 500K ceiling accessible at KES 25K income
Cons
- 42% p.a. on revolving balance (higher tier)
- Smaller Kenyan branch network
- Rewards program less mature than Tier 1
- Mastercard less accepted than Visa in rural Kenya
Customer Reviews
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Product Details
Features
- Worldwide Mastercard acceptance at 37+ million locations
- Ecobank Mobile App with RapidTransfer
- Free intra-network transfers in 33 African countries
- Interest-free period up to 45 days
- Lower 4% cash advance fee
- Pan-African diaspora banking
- Xpress Rewards program
- Multi-currency transaction support
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 25,000/month
Employment: Salaried, Self-employed, Cross-border trader, Professional
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- 3 months payslips
- 6 months bank statements
Ready to Apply?
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