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Credit Card

KCB Platinum Credit Card

Kenya Commercial Bank

Last updated: November 14, 2025

|Last verified: Nov 14, 2025
0/5
Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 200,000 - Ksh 3,000,000
Approval Time
7-10 business days
Processing Fee
Ksh 4,260/year

Rating Breakdown

5
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Total: 0 Reviews

Pros & Cons

Pros

  • Very high credit limits (up to KES 3M)
  • 60-day interest-free period (longest)
  • Airport lounge access included
  • Comprehensive travel insurance
  • Double rewards points (2x)
  • Priority customer service
  • Lower foreign transaction fee (2.5%)
  • Dedicated relationship manager
  • Premium lifestyle benefits

Cons

  • High annual fee (KES 5,000)
  • High minimum income (KES 150k)
  • Strict eligibility criteria
  • Long processing time (7-10 days)
  • High replacement card fee

Customer Reviews

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Product Details

Features

  • Visa Platinum global acceptance
  • High credit limit up to KES 3 million
  • 60-day interest-free period
  • Priority customer service
  • Dedicated relationship manager
  • Airport lounge access (6 visits/year)
  • Travel and lifestyle concierge
  • Enhanced security features
  • Global emergency assistance
  • Supplementary cards available

Eligibility Requirements

Age: 25 - 65 years
Min Income: Ksh 150,000/month
Employment: Permanent employment, Self-employed, Business owner, Professionals

Required Documents

  • National ID or Passport
  • KRA PIN Certificate
  • Latest 6 months payslips
  • Bank statements (12 months)
  • Employment letter
  • Proof of assets

Ready to Apply?

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Application takes less than 10 minutes

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