Credit Card
Co-op Platinum Visa Credit Card
Co-operative Bank of Kenya
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 250,000 - Ksh 3,000,000
Approval Time
7-10 working days
Processing Fee
Ksh 7,000/year
Rating Breakdown
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Pros & Cons
Pros
- Competitive interest rate at 23% p.a.
- High credit limit up to KES 3M
- Travel insurance up to USD 75,000
- 6 airport lounge visits annually
- 52-day interest-free period
- Free supplementary cards
Cons
- Annual fee of KES 4,000
- High minimum income requirement (KES 100,000)
- 12 months employment period required
- Limited to 6 lounge visits per year
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Product Details
Features
- Platinum Visa benefits worldwide
- Complimentary travel insurance up to USD 75,000
- Airport lounge access (6 visits per year)
- Interest-free period up to 52 days
- 24/7 concierge service
- Global emergency assistance
- Purchase protection insurance
- Extended warranty on purchases
- Contactless payment enabled
- Free supplementary cards (up to 2)
- Mobile app integration
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 100,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips (if employed)
- Last 6 months bank statements
- Proof of business registration (if self-employed)
- Employment letter
Ready to Apply?
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