Credit Card
KCB Classic Visa Credit Card
Kenya Commercial Bank
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 50,000 - Ksh 500,000
Approval Time
5-7 working days
Processing Fee
Ksh 3,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Widely accepted internationally on Visa network
- Competitive annual fee for entry-level card
- Generous 45-day interest-free period
- Good rewards program with multiple redemption options
- Purchase protection insurance included
Cons
- Higher interest rate at 24.96% p.a.
- Cash advance fee of 5%
- Foreign transaction fee of 3.5%
- Minimum income requirement of KES 30,000
Customer Reviews
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Product Details
Features
- Worldwide acceptance on Visa network
- Free SMS alerts for all transactions
- Emergency card replacement worldwide
- 24/7 customer support hotline
- Online account management via KCB mobile app
- Cash advance facility up to 50% of credit limit
- Interest-free period up to 45 days on purchases
- Automatic payment protection insurance
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 30,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips (if employed)
- Last 6 months bank statements
- Proof of business registration (if self-employed)
Ready to Apply?
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