Credit Card
NCBA Gold Credit Card
NCBA Group
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
21% p.a.
Credit Limit
Ksh 100,000 - Ksh 600,000
Approval Time
7-10 working days
Processing Fee
Ksh 2,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Reasonable annual fee
- Good reward program
- Competitive interest rate
- Travel insurance included
- Good merchant network
Cons
- Annual fee of KES 2,000
- Moderate credit limit
- Foreign transaction fees
Customer Reviews
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Product Details
Features
- Higher credit limit
- Reward points on all purchases
- Travel and entertainment benefits
- Purchase protection on selected items
- Travel accident insurance (basic)
- Worldwide acceptance
- Up to 50 days interest-free period
- Free supplementary card
- Priority customer service
- Online account management
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips
- Last 6 months bank statements
Ready to Apply?
Get started with NCBA Gold Credit Card today. Fast approval and competitive rates.
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