Credit Card
NCBA Classic Credit Card
NCBA Group
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
23.5% p.a.
Credit Limit
Ksh 50,000 - Ksh 100,000
Approval Time
7-10 working days
Processing Fee
Ksh 1,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Very low annual fee
- Low minimum income requirement
- Easy qualification
- Good merchant partnerships
- Fast approval
Cons
- Low credit limit
- Limited travel benefits
- No insurance coverage
- Lower reward points
Customer Reviews
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Product Details
Features
- Exclusive discounts at selected outlets
- PIN and Chip enabled
- Verified by Visa for secure online transactions
- Reward points on purchases
- Flexible spending options
- SMS alerts on transactions
- Up to 45 days interest-free period
- Easy online application
- Fast card delivery
- 24/7 customer support
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 30,000/month
Employment: Salaried, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Recent payslips
- Bank statements
Ready to Apply?
Get started with NCBA Classic Credit Card today. Fast approval and competitive rates.
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