Credit Card
HF Group Gold Visa Credit Card
HF Group
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.25% per month (39% p.a.)
Credit Limit
Ksh 100,000 - Ksh 500,000
Approval Time
7-10 working days
Processing Fee
Ksh 3,500/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Property-backed credit limit option
- Competitive 3.25% monthly rate
- Unique construction supplier discounts
- 50-day interest-free period
- Purchase protection insurance included
Cons
- KES 3,500 annual fee above Classic cards
- Limited HF branch network
- KES 50K minimum income requirement
- Rewards focused on property sector (niche)
- 12-month employment history required
Customer Reviews
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Product Details
Features
- Worldwide Visa Gold acceptance
- HF Connect mobile banking integration
- Interest-free period up to 50 days
- Property-backed credit limit option
- Free supplementary card (1 additional)
- HF Whizz Rewards program
- Construction supplier merchant discounts
- Purchase protection insurance
Eligibility Requirements
Age: 25 - 60 years
Min Income: Ksh 50,000/month
Employment: Salaried, Professional, Property owner, Self-employed
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- 3 months payslips
- 12 months bank statements
- Title deed (if relevant)
Ready to Apply?
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