Credit Card
Prime Bank Gold Visa Credit Card
Prime Bank
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.25% per month (39% p.a.)
Credit Limit
Ksh 150,000 - Ksh 1,000,000
Approval Time
5-7 working days
Processing Fee
Ksh 5,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Premium private banking integration
- Travel insurance included
- Airport lounge access
- 55-day interest-free period (longer than peers)
- High credit limit up to KES 1 million
Cons
- High KES 5,000 annual fee
- KES 75K minimum income requirement
- Limited branch network
- Premium positioning may exclude regular users
- Requires 12-month employment history
Customer Reviews
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Product Details
Features
- Worldwide Visa Gold acceptance with premium recognition
- Prime Bank Private Banking integration
- Interest-free period up to 55 days
- Concierge service for Gold cardholders
- Free supplementary cards (up to 2)
- Travel insurance for international trips
- Airport lounge access (select lounges)
- Priority customer service hotline
Eligibility Requirements
Age: 25 - 65 years
Min Income: Ksh 75,000/month
Employment: Salaried, Professional, High-net-worth individual
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- 3 months payslips
- 12 months bank statements
- Asset declaration (for high limits)
Ready to Apply?
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