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Credit Card

Bank of Africa Gold Visa Credit Card

Bank of Africa

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
3.25% per month (39% p.a.)
Credit Limit
Ksh 100,000 - Ksh 600,000
Approval Time
7-10 working days
Processing Fee
Ksh 3,500/year

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Travel insurance included
  • Higher KES 600K ceiling
  • Pan-African network in 20+ countries
  • Competitive 3.25% monthly rate
  • 50-day interest-free period
  • Purchase protection insurance included

Cons

  • KES 3,500 annual fee higher than Classic cards
  • Requires KES 50K minimum income
  • Limited Kenya branch network (under 20)
  • 12-month employment history required
  • Best value only for frequent African travelers

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Product Details

Features

  • Worldwide Visa Gold acceptance
  • Pan-African Bank of Africa network (20+ countries)
  • Interest-free period up to 50 days
  • Cross-border transaction convenience
  • Free supplementary cards (up to 2)
  • BOA Mobile Banking integration
  • Travel purchase protection
  • Emergency card replacement in 72 hours

Eligibility Requirements

Age: 23 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Professional, Business owner, Cross-border trader

Required Documents

  • Copy of ID/Passport
  • KRA PIN Certificate
  • 3 months payslips
  • 12 months bank statements

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