Credit Card
Bank of Africa Gold Visa Credit Card
Bank of Africa
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
3.25% per month (39% p.a.)
Credit Limit
Ksh 100,000 - Ksh 600,000
Approval Time
7-10 working days
Processing Fee
Ksh 3,500/year
Rating Breakdown
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Pros & Cons
Pros
- Travel insurance included
- Higher KES 600K ceiling
- Pan-African network in 20+ countries
- Competitive 3.25% monthly rate
- 50-day interest-free period
- Purchase protection insurance included
Cons
- KES 3,500 annual fee higher than Classic cards
- Requires KES 50K minimum income
- Limited Kenya branch network (under 20)
- 12-month employment history required
- Best value only for frequent African travelers
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Product Details
Features
- Worldwide Visa Gold acceptance
- Pan-African Bank of Africa network (20+ countries)
- Interest-free period up to 50 days
- Cross-border transaction convenience
- Free supplementary cards (up to 2)
- BOA Mobile Banking integration
- Travel purchase protection
- Emergency card replacement in 72 hours
Eligibility Requirements
Age: 23 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Professional, Business owner, Cross-border trader
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- 3 months payslips
- 12 months bank statements
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