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Credit Card

Family Bank Classic Visa Credit Card

Family Bank

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
0/5
Based on 0 Reviews
Interest Rate
3.5% per month (42% p.a.)
Credit Limit
Ksh 50,000 - Ksh 300,000
Approval Time
7-10 working days
Processing Fee
Ksh 2,000/year

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Low KES 2,000 annual fee
  • Low minimum income of KES 20,000
  • SACCO-friendly check-off integration
  • 45-day interest-free period
  • CRB positive reporting builds credit history

Cons

  • Lower credit ceiling of KES 300K
  • 42% p.a. on revolving balances
  • Cash advance capped at 30% of limit
  • Less mature rewards program than Tier 1 banks

Customer Reviews

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Product Details

Features

  • Worldwide Visa acceptance at 50+ million merchants
  • Pesa Pap mobile app integration
  • Interest-free period up to 45 days
  • Free SMS alerts on transactions
  • Check-off friendly for salaried workers
  • Cash advance up to 30% of credit limit
  • Family Bank Reward Points program
  • CRB positive reporting for credit building

Eligibility Requirements

Age: 21 - 60 years
Min Income: Ksh 20,000/month
Employment: Salaried, Self-employed, SACCO member

Required Documents

  • Copy of ID
  • KRA PIN Certificate
  • 3 months payslips
  • 6 months bank statements
  • Employer introduction letter

Ready to Apply?

Get started with Family Bank Classic Visa Credit Card today. Fast approval and competitive rates.

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Application takes less than 10 minutes

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